Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across Joplin
Below are the best six-month CD Rates from banks with branches in Joplin, Missouri . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
Joplin, MO - November 3, 2025
6 Month CD National Average : 0.41% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.80% 4.75% |
$95,000 $10,000 |
2.47 |
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Rate History: 4.60% → 5.05% → 4.80% |
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4.80% |
$5,000 |
2.30 |
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Rate History: 5.20% → 4.80% |
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mam | Sep 19, 2019 No Specials are being offered. These rates are wrong. Read More |
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4.15% |
$1,000 |
- |
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Rate History: 4.75% → 4.65% → 4.35% → 4.30% → 4.15% |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.90% |
$10,000 |
- |
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Rate History: 4.30% → 4.15% → 4.10% → 4.00% → 3.90% |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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3.90% |
$2,500 |
- |
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Rate History: 4.25% → 4.30% → 3.95% → 4.15% → 3.90% |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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0.55% |
$10,000 |
24.74 |
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0.50% |
$10,000 |
18.44 |
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0.30% |
$250 |
5.19 |
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0.30% |
$10,000 |
3.19 |
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0.30% |
$500 |
3.11 |
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0.20% |
$1,000 |
- |
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Jeff Talmage | Aug 22, 2025 Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More |
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0.20% |
$10,000 |
2.79 |
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0.05% |
$10,000 |
3.01 |
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0.05% |
$500 |
1.75 |
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Arvest Bank 7th Street In-Store Branch |
2623 W. 7th Street | Joplin | MO |
|
Simmons Bank Joplin 7th St Branch |
2311 West 7th Street | Joplin | MO |
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Arvest Bank 7th Street In-Store Branch |
2623 W. 7th Street | Joplin | MO |
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The Corner Stone Bank The Corner Stone Bank Branch |
120 Roy Hill Boulevard | Goodman | MO |
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People's Bank of Seneca People's Bank Of Seneca Branch |
1615 Cherokee Avenue | Seneca | MO |
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Great Southern Bank Joplin Rangeline Branch |
1232 S Rangeline | Joplin | MO |
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Southwest Missouri Bank Mcclelland Branch |
3202 Mcclelland Boulevard | Joplin | MO |
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Pinnacle Bank Nebraska Range Line Branch |
2433 Range Line | Joplin | MO |
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Mid-Missouri Bank Joplin Branch |
2230 East 32nd Street | Joplin | MO |
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Commerce Bank Southwest Branch |
2980 Mc Clelland Blvd | Joplin | MO |
|
U.S. Bank National Association Westown Branch |
820 Maiden Lane | Joplin | MO |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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